FAQ's about Truck Accident Law and Answers from Michigan Truck Accident Lawyers

Question: After I was injured in a Michigan truck accident , my own insurance company provided me with wage loss benefits.  Is there a limit to how much they will pay me per month?
Answer: Yes.  Michigan law places a cap on the maximum monthly payout of no-fault wage loss benefits you can get after a Michigan truck accident .  This maximum amount is adjusted for inflation ever year.

Question: Are my wage loss benefits taxable?
Answer: If a motor vehicle insurance company is paying you wage loss benefits because you were injured in a Michigan truck accident , those benefits currently are not taxable under Michigan or Federal law.

 

Question: What if I was driving a motor vehicle that was uninsured at the time of a Michigan truck accident ?
Answer: If the car you were driving was uninsured and you were the registered owner of the vehicle, then you are legally barred from bringing a lawsuit against an at-fault driver or claiming First-Party benefits.

Question: What if the police said that I was at fault in a Michigan truck accident ?
Answer: If you are determined to have been more than 50% at fault, then you do not have a claim against the other parties involved in the Michigan truck accident .  However, it is strongly recommended that you check with our law firm about the percentage of fault for the Michigan truck accident which is likely to be attributed to you.

Question: What is uninsured motorist coverage?
Answer:  Uninsured motorist coverage is an insurance coverage option that allows you to recover from your own insurance policy, if the at-fault driver in the Michigan truck accident did not have insurance coverage or could not be identified, i.e. a hit-and-run driver.  It is recommended that all drivers carry uninsured coverage.

Question: Is there a difference between uninsured motorist coverage and underinsured motorist coverage?
Answer:  Yes.  Underinsured coverage provides an additional source of collecting for serious injuries caused by a Michigan truck accident .  It is different from uninsured coverage, which is available when the at-fault vehicle had no identifiable insurance.

For example, if you carried a policy of $100,000 underinsured coverage and the at-fault driver in the Michigan truck accident only had a $20,000 insurance policy, it would be possible to seek up to $80,000 in additional compensation from your own insurance company.  This is possible, if your Michigan truck accident attorney has secured a tender offer for the full amount of the underlying insurance policy.

Claims for uninsured or underinsured coverage can be complicated and must be handled very carefully.  An uninsured endorsement on a policy does not necessarily include an underinsured endorsement.  Your premature acceptance of an underlying policy in full settlement of a Michigan truck accident claim could forfeit your right to additional coverage.

If you or a loved one was injured in a Michigan truck accident , talk with an experienced Michigan truck accident lawyer .  Please click here to make out a simple, free and confidential legal consultation form about your Michigan truck accident claim now.

Protect your rights.  Get the Bernstein Advantage today.

Question: What if the truck driver who hit me had been drinking before the Michigan truck accident ?
Answer: This may entitle you to a Dramshop Claim.  This is the legal term for a lawsuit against a liquor store, bar, or other business, which illegally sold alcohol to the person whose negligence caused a Michigan truck accident .  A Dramshop Claim may be based on the sale of alcohol to either a minor (under age 21) or to a visibly intoxicated adult.

Michigan laws governing a Dramshop Claim are complex.  Among other things, the law requires the injury victim to assert the claim within 120 days after he or she retains an attorney.  If alcohol was involved in your  Michigan truck accident , you need legal assistance.